When conventional lending falls short, Sequoia's specialty financing solutions provide creative capital for unique assets, structures, and scenarios.
Speak with Our TeamStructured financing for private aircraft — with lenders who specialize in high-value aviation assets and understand complex ownership structures, operating entities, and cross-border considerations.
Structured financing for luxury vessels — with lenders who specialize in marine lending and understand high-value acquisitions, registration structures, and unique ownership and usage requirements.
Specialized lending solutions for physicians, dentists, and medical professionals — including practice acquisition loans, partnership buy-ins, equipment financing, and residential mortgages with flexible income documentation for high-earning professionals.
Art, collectibles, jewelry, and other alternative assets used as collateral — through our network of specialty lenders and asset-based lending partners.
Examples of specialty financing solutions we've engineered for advisors and their clients.
A client sought financing for the acquisition of a yacht in Southern Florida, evaluating multiple vessels and ownership considerations. The Lending Team sourced interest from several specialty marine lenders, leading to a closing with a Florida-based bank experienced in marine financing within 30 days of term sheet execution.
We identified a specialty aviation lender in our network with specific experience in fractional jet financing. The loan was structured with the LLC as borrower, individual guarantees from each partner, and a floating rate tied to SOFR with a 15-year amortization. The transaction closed in 40 days — ahead of the client's delivery deadline. The advisor used the transaction to deepen relationships with all three business partners, each of whom became new advisory clients.
A second-generation franchise owner sought financing for equipment purchases, facility upgrades, and debt consolidation following the acquisition of a neighboring location. After outreach to multiple banks, the client selected a Missouri-based lender offering competitive long-term financing.
Sequoia structured a physician-specific practice acquisition loan that underwritten on projected earnings and specialty income, rather than historical W-2s. The loan closed within 45 days with a competitive fixed rate and no prepayment penalty, allowing the physician to complete the partnership transition on schedule. The advisor retained the client's investment portfolio and deepened the relationship by facilitating a complex financing need that would otherwise have gone unmet.