Jumbo, super-jumbo, and portfolio loans engineered for complex financial profiles — delivered through our exclusive partnership with NBKC Bank.
Start an ApplicationFrom $1M to $20M+ for primary residences, vacation properties, investment homes — with solutions available for borrowers of all sizes, including complex financial profiles, unique properties, and specialized financing needs.
Non-conforming loans held in-house, offering flexible underwriting for clients with complex income streams, multiple properties, or unique asset structures.
White-glove processing with dedicated underwriters ensures competitive timelines — even on complex transactions requiring additional documentation.
Licensed in all 50 states with lender relationships across the country, including markets with unique regulatory requirements.
Note: This solution can be used for residential financing opportunities of any size. While it is particularly valuable for larger, more complex, or non-standard transactions, advisors are encouraged to leverage the platform whenever a client may benefit from a high-touch lending experience, specialized underwriting expertise, or additional financing options.
Real-world examples of how Community Capital has helped advisors navigate residential lending and refinancing scenarios for their clients.
A high-net-worth client secured financing for a $2MM Texas primary residence while navigating a competitive bidding process. Following submission through the advisor portal, a lender issued a pre-approval within hours, enabling the client to move decisively in a multiple-offer environment. The loan closed just three weeks later.
Working directly with a portfolio lender in our network, we structured the loan using asset-depletion underwriting — qualifying the client based on investable assets rather than documented income. The result: full approval at a competitive rate with a 45-day close. The advisor maintained full control of the client relationship throughout, and the client avoided the disruption of liquidating investments.
Amid shifting rate conditions, a client was interested in exploring refinancing options on their current mortgage. The Lending Team delivered a tailored quote within hours, providing immediate clarity on potential savings. With coordinated execution and an efficient process, the refinance closed in under 30 days.
We identified a portfolio lender willing to underwrite the full picture — evaluating the client's total asset base, income diversification, and property cash flows holistically. The vacation property was financed at favorable terms, the existing mortgages remained untouched, and the close completed ahead of the client's seasonal deadline.