C&I loans, working capital, equipment financing, and SBA solutions — structured for business-owning clients and their advisors.
Speak with Our TeamCommercial & industrial term loans for business expansion, acquisitions, recapitalization, or working capital — structured around the business's cash flow and balance sheet.
Revolving lines of credit for operating businesses — providing flexible liquidity for payroll, inventory, seasonal needs, and short-term cash flow management.
Loans and leases for business-critical equipment — from medical and dental to manufacturing, technology, and fleet assets — with structures that preserve working capital.
Government-backed financing for qualifying businesses — lower down payments, longer terms, and competitive rates for acquisitions, business expansions, working capital, and partner buy-outs.
Specialized lending solutions for physicians, dentists, and medical professionals — including practice acquisition loans, partnership buy-ins, equipment financing, and residential mortgages with flexible income documentation for high-earning professionals.
Refinancing existing business debt to lower interest rates, extend terms, or improve cash flow — including balance sheet optimization and covenant relief.
Real examples of how Sequoia has helped advisors access commercial financing for their business-owner clients.
Father-son buyers formed an LLC to acquire an $800K Arizona car wash generating ~$250K revenue and ~$100K net income. The Lending Team advised debt over liquidating investments given loan rates below portfolio returns. After 12+ lender responses, the client secured 85%+ financing.
Sequoia placed the $4.5M revolving credit facility with a regional bank lender that understood the multi-entity structure and was comfortable with the seasonal revenue pattern. The line was approved in 22 days and provided the business with the liquidity needed to fulfill $11M in pre-season purchase orders. The advisor retained the owners' personal investment portfolios and deepened the relationship by solving a critical business financing gap.
A longtime junior partner sought financing to buy out his retiring partner’s share of a corporate training business. After rejecting an unattractive local bank SBA 7(a) proposal, three competing term sheets were sourced with improved pricing and structure, leading to a closing with a national lender in five weeks.
Sequoia structured a $6.2M SBA 7(a) acquisition loan combined with $1.5M in seller financing, allowing the client to close with a 15% equity injection and preserve the majority of their investment portfolio. The SBA lender was experienced with manufacturing business valuations and was comfortable with the seller note structure. The transaction closed in 58 days. The advisor retained full AUM and the client has since grown the business to $14M in annual revenue.